When will the Guangyuan arrears court freeze the bank card and unfreeze it?

How long does it take for the bank card to be cleared if the arrears are frozen by the judiciary? Here's your answer! Collect!

　　It is inevitable to encounter financial problems in life, and it is very tricky to accidentally have a bank card frozen by the judiciary if you accidentally owe money. Next, let's analyze for us the detailed answer of how long it will take to lift the freeze in this case!

Step 1: Understand the reason for freezing First of all, we need to confirm the reason for the freezing, whether it is the bank's own freezing according to the provisions of the contract, or the judicial freezing decision made by the court, public security and other institutions. There are differences in the method and time required for the termination of the two.

Step 2: Master the freezing period If the bank freezes on its own, the bank will usually lift the freeze immediately or within a month after paying off the arrears. However, if the court or public security organ makes a judicial freeze, the time period will be slightly longer: in general, the initial freeze period is 6 months. Depending on the progress of the case, the application for renewal of the freeze can be extended to 1-2 years before expiration. In short, it is possible for the bank arrears to trigger the complete unbundling of the freeze in one or two years.

Step 3: Apply for unfreezing On the basis of grasping the freezing period, prepare sufficient materials to apply to the bank or the court for unfreezing. If you apply for unfreezing by paying off the arrears, it is recommended to contact the relevant authorities to issue supporting documents or document backups.

Step 4: Focus on self-protection While waiting for the unfreeze, cardholders must pay attention to the protection of their personal credit risk. Continue to maintain a good repayment record and creditworthiness, otherwise it will take some time for the damaged personal credit to recover even if the arrears are paid off.

　　Now everyone has a clearer understanding! Don't worry even if you encounter difficulties, just stay calm and follow the stepsIf you plan to get a card for free, go and check out the [Hidden Benefits] link: https://172.lot-ml.com/ProductEn/index/228624771753f69b, maybe there are surprisesIt is very important to deal with and solve legal problems in the right way. Remember to pay more attention and share~